KCCU Student Line

KCCU Student Line

The KCCU “Like, All Free” Account has an optional Student Line of Credit feature available for qualifying individuals. The loan is at KCCU’s base rate plus 3.00%. KCCU’s Student Line has no monthly or annual fees. While in school and up to one year after finishing school,  borrowers are permitted to make interest-only payments. Flexible terms and repayment after graduation.

The Maximum amount that may be borrowed is $10,000 per year to a maximum of $40,000. Larger limits may be available to meet the students’ needs depending on the profession being entered into.

Qualifying students are required to provide proof of full-time enrollment in a post-secondary program. The student may require a co-signer and the amount of available credit would depend on the credit history of both the applicant and the co-signer. For all Lines of Credit, interest is paid only on the amount outstanding.