Fee Free Accounts

Fee Free options at KCCU!

We are doing something new at Kingston Community Credit Union. We have accounts for all ages that give you the flexibility to bank service charge free.

Choose the account (at the nearest branch) that best suits your needs!

Learn about Member Shares - Interested in profit sharing?

Would you like to set up an appointment - or click here to get started now.  Please check here for what you need to bring with you!


The "It" Account 

Self Serve chequing account

Value PackageFeatures and Benefits:  

  • No Monthly Fee 
  • No Minimum Monthly Balance Required 
  • Free Unlimited Chequing 
  • Free Unlimited debit transactions in Canada
  • Free unlimited electronic and pre-authorized debits and credits
  • Free unlimited bill payments paid online and at KCCU’s ATMs
  • Free online statements with cheque images 
  • Free first order of 50 basic personalized cheque
  • Free MemberDirect® online/mobile
  • Free Me-2-Me transfers
  • email money transfers (via MemberDirect® )
  • Access to Online/Mobile/Smart phone app
  • Access to surcharge-free ATM network (The Exchange®)
  • Interest paid monthly, calculated on minimum daily balance

Applicable Full Service Fee Note:

In-branch/over the phone transactions are subject to fees as follows:

  • Over the counter transactions (debit/credit) $1.00/transaction fee
  • Over the counter bill payment $1.25/transaction plus $1.00/transaction fee 
  • Sundry Items (office chq, certified chq, etc... Applicable sundry charge plus $1.00/transaction fee 
  • In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable) 
  • Auto transfer set up fee in branch/over the phone $2.00
  • Statement or Account Information $2.00 per item.

Like, all free

like all free Student Chequing Account for anyone 17-25

Features and Benefits:

Golden SeniorsAnd! if you're 59 or over, Go fee free forever:

The Golden Account for Seniors

For our Members 59 years and older.

Features and Benefits:

Fat CatSavings Accounts

FAT CAT®  Account For Children

Features and Benefits:

       "Let Us Help Make Banking Fun"


The HEADSTART® Account

Features and Benefits:


® FAT CAT, HEADSTART, MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.