Fee Free Accounts
Fee Free options at KCCU!
If you are looking for a simple, easy and FREE way to do your day to day banking, check out our FEE FREE self serve account options below.
We also offers a variety of other account options to meet all your banking needs. Refer to our quick overview of accounts for easy comparison.
Start your account application online today or contact us to set up a time to meet.
*E-Free Account
Self Serve Personal Account
Features and Benefits:
- No Monthly Fee
- Free unlimited online transactions
- Free unlimited chequing/debit transactions in Canada
- Free unlimited electronic and pre-authorized debits and credits
- Free unlimited bill payments paid online and at KCCU’s ATMs
- Free online statements with cheque images
- Free MemberDirect®
- Free unlimited Me-2-Me transfers
- Free unlimited incoming email money transfers (via MemberDirect® )
- 15 free outgoing e-transfers per month; $1.00 per e-transfer thereafter
- Free Mobile app
- Access to surcharge-free ATM network (The Exchange®)
- Interest paid monthly, calculated on minimum daily balance
Applicable Full Service Fee Note:
In-branch/over the phone transactions are subject to fees as follows:
- Over the counter transactions (debit/credit) $2.00/transaction fee
- in-branch bill payment $1.25/transaction plus $2.00/transaction fee
- Sundry Items (office cheques, certified cheques, etc... Applicable sundry charge plus $2.00/transaction fee
- In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable)
- Automatic transfer set up fee in branch/over the phone $2.00
- Statement or account information $2.00 per item.
*FEE FREE
Fee Free Personal Account
Youth and Student Account
For anyone up to age 25
Features and Benefits:
- Free debit card transactions
- Free transfers between accounts
- Free online bill payments
- Student Mastercard (OAC)
- Free MemberDirect®
- Free Mobile app
- Free unlimited Me-2-Me transfers
- Free unlimited incoming and outgoing e-mail money transfers (via MemberDirect® )
- Free withdrawal at KCCU ATMs
- Access to surcharge-free ATM network (The Exchange®)
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Terms and Conditions - Personal Accounts
MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.