Fee Free Accounts
Fee Free options at KCCU!
We are doing something new at Kingston Community Credit Union. We have service charge-free accounts for all ages.
Choose the account (at the nearest branch) that best suits your needs!
Learn about Member Shares !
Would you like to set up an appointment - or click here to get started now. Please check here for what you need to bring with you!
The "It" Account
Self Serve chequing account
Features and Benefits:
- No Monthly Fee
- No Minimum Monthly Balance Required
- Free Unlimited Chequing
- Free Unlimited debit transactions in Canada
- Free unlimited electronic and pre-authorized debits and credits
- Free unlimited bill payments paid online and at KCCU’s ATMs
- Free online statements with cheque images
- Free first order of 50 basic personalized cheque
- Free MemberDirect®
- Free Me-2-Me transfers
- email money transfers (via MemberDirect® )
- Free Mobile app
- Access to surcharge-free ATM network (The Exchange®)
- Interest paid monthly, calculated on minimum daily balance
Applicable Full Service Fee Note:
In-branch/over the phone transactions are subject to fees as follows:
- Over the counter transactions (debit/credit) $1.00/transaction fee
- Over the counter bill payment $1.25/transaction plus $1.00/transaction fee
- Sundry Items (office cheque certified cheque, etc... Applicable sundry charge plus $1.00/transaction fee
- In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable)
- Auto transfer set up fee in branch/over the phone $2.00
- Statement or Account Information $2.00 per item.
Cheap Chequing
Student Chequing Account for anyone 17-25
Features and Benefits:
- Free debit card transactions
- Free transfers between accounts
- Free cheques
- Free bill payments
- Student Mastercard (OAC)
- Free MemberDirect®
- Free Me-2-Me transfers
- Free e-mail money transfers (via MemberDirect® )
- Free Mobile app
- Access to surcharge-free ATM network (The Exchange®)
- Interest paid monthly, calculated on minimum daily balance
And! if you're 59 or over, Go fee free forever:
The Golden Account for Seniors
For our Members 59 years and older.
Features and Benefits:
- Free unlimited transactions
- No minimum balance
- First order of personalized cheques free
- Free in-branch bill payments
- No fee Mastercard (OAC)
- $5.00 off annual Safe Deposit Box rental
- Free record keeping
- Free MemberDirect®
- Free Me-2-Me transfers
- email money transfers (via MemberDirect® )
- Free Mobile app
- Access to surcharge-free ATM network (The Exchange®)
- Interest paid monthly, calculated on minimum daily balance
Savings Accounts
FAT CAT® Account For Children
Features and Benefits:
- For newborns up to 12 years of age
- Free unlimited transactions
- Free MemberDirect®
- Free Mobile app available
- Fat Cat Rewards Club card
- Interest paid monthly, calculated on minimum daily balance
"Let Us Help Make Banking Fun"
The HEADSTART® Account
Features and Benefits:
- For Teenagers 13 to 18
- Free unlimited transactions
- Full chequing privileges if approved
- Minimum balance of $10 must be maintained to earn interest
- Free record keeping
- Free MemberDirect®
- Free Mobile app
- Interest paid monthly, calculated on minimum daily balance
® FAT CAT, HEADSTART, MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.