Fee Free Accounts

Fee Free options at KCCU!

We are doing something new at Kingston Community Credit Union. We have service charge-free accounts for youth and members wishing to do banking online.

Choose the account (at the nearest branch) that best suits your needs!

Learn about Member Shares !

Would you like to set up an appointment - or click here to get started now.  Please check here for what you need to bring with you!


*E-Free Account 

Self Serve Account

Value PackageFeatures and Benefits:  

  • No Monthly Fee 
  • Free Unlimited online transactions
  • Free Unlimited chequing/debit transactions in Canada
  • Free unlimited electronic and pre-authorized debits and credits
  • Free unlimited bill payments paid online and at KCCU’s ATMs
  • Free online statements with cheque images 
  • Free MemberDirect®
  • Free unlimited Me-2-Me transfers
  • Free unlimited incoming email money transfers (via MemberDirect® )
  • 15 free outgoing e-transfers per month; $1.00 per e-transfer thereafter
  • Free Mobile app
  • Access to surcharge-free ATM network (The Exchange®)
  • Interest paid monthly, calculated on minimum daily balance

Applicable Full Service Fee Note:

In-branch/over the phone transactions are subject to fees as follows:

  • Over the counter transactions (debit/credit) $2.00/transaction fee
  • in-branch bill payment $1.25/transaction plus $2.00/transaction fee 
  • Sundry Items (office cheques, certified cheques, etc... Applicable sundry charge plus $2.00/transaction fee 
  • In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable) 
  • Automatic transfer set up fee in branch/over the phone $2.00
  • Statement or Account Information $2.00 per item.


 Fee FreeFat Cat

Youth and Student Account

For anyone up to age 25

Features and Benefits:

MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.