Personal Day to Day Banking

KCCU offers a wide range of day-to-day chequing and savings accounts to best meet your needs, whatever those needs may be!    Check out your options below or by clicking on the icons that may be of interest to you.  

                                                

                       Quick overview of accounts

 


E - FREE Self Serve Account

Chequing account for those who prefer to bank electronicallyValue Package

Check out the key features by clicking on the icon below. 

                                   

                                                       


Pay as You Go Regular Chequing

Chequing account for occasional use

Key Features:

  • Pay as you go @ 65¢ per debit transaction
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $2.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OA
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

     


Value Plus - $4.00 / Month

Discount chequing for moderate use Kiss Plus

Key Features:

  • Base fee of $4.00 per month which includes 15 debit transactions per month
  • 65¢ for each additional debit
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

    


Keep it Simple (KISS) - $10.00 /Month

Chequing Account for average use

Key Features:

  • Base fee of $10.00 per month which includes 40 debit transactions per monthpersonal one
  • 65¢ for each additional debit
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

    


Keep it Simple (KISS) Plus - $13.00 /Month

Chequing Account for high use

Key Features:

  • Service fee of $13.00 per month which includes unlimited debit transactionsValue Package
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

    


Overview of Accounts

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Account Opening Requirements

Financial Services Regulatory Authority of Ontario’s (FSRA) deposit insurance program protects insurable deposits held with Ontario credit unions and caisses populaires. Learn more ​​

​Visit our Service Fees page for detailed disclosure of applicable service fees.

® MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license. 

® Trademark of Interac Inc. Used under license.