Pre-authorized debits (PADs) are a convenient, flexible, and easy way to set up bill payments and other automatic transactions.  A PAD is an agreement between a customer and a biller.  When you enter into a PAD agreement with a biller, you authorize that organization permission to withdraw money from your account on a regular basis.  This allows you to pay regular bills and other payments automatically so, if the funds are available in your account, you don’t have to worry about making payments on time.  They are often used to pay regular utility bills, mortgage or loan payments, insurance premiums, streaming services, and gym memberships.

Pre-Authorized Payments must be initiated with the vendor.  You will be required to provide them with specific banking information which can be found in online banking.  See below for details.  

Don't have online banking?  

KCCU provides you with a do-it-yourself form