Rates

Investing

Term Deposits/Guaranteed Investment Certificates/TFSA Rates
Term Deposit length   Rate (%)
Special offer 60 mo. 3.00
30 Day Non-Callable 0.10
60 Day Non-Callable 0.15
90 Day Non-Callable 0.35
120 Day Non-Callable 0.35
180 Day Non-Callable 0.45
270 Day Non-Callable 0.50
1 Year Non-Callable 1.00
2 Year Non-Callable 1.25
3 Year Non-Callable 1.45
4 Year Non-Callable 1.55
5 Year Non-Callable 1.75

 

RRSP/RRIF Term Rates
Term Deposit Length Rate (%)
Special offer 60 mo. 3.00
1 Year Non-Callable 1.20
2 Year Non-Callable 1.40
3 Year Non-Callable 1.60
4 Year Non-Callable 1.80
5 Year Non-Callable 2.00

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Borrowing

First Mortgages - Term rates
Posted/ Discounted Rate (%)
Basic Variable Rate 4.30
Fixed - 6 month Open 6.95
Fixed - 6 Month Closed 4.50
Fixed - 1 year Open 6.70
Fixed - 1 year Closed

3.44

Fixed - 2 year Closed 3.69
Fixed - 3 year Closed 4.15
Fixed - 4 year Closed 4.49
Fixed - 5 year Closed 5.34
Fixed - 1-2 yr Discount OAC 3.54
Fixed - 3 yr Discount OAC 3.74
Fixed - 4-5 yr Discount OAC 3.94
Base rate (KCCU prime rate) 4.70

Errors and omissions excepted - Please call to confirm.

OAC - ON approved credit - Qualifying for discount rates is based on credit and geography.