Rates

Investing

Term Deposits/Guaranteed Investment Certificates Rates
Term Deposit Length Rate (%)
Special offer 24 mo. 1.65
30 Day Non-Callable 0.10
60 Day Non-Callable 0.15
90 Day Non-Callable 0.35
120 Day Non-Callable 0.35
180 Day Non-Callable 0.45
270 Day Non-Callable 0.50
1 Year Non-Callable 1.15
2 Year Non-Callable 1.20
3 Year Non-Callable 1.25
4 Year Non-Callable 1.35
5 Year Non-Callable 1.60

 

RRSP/RRIF/TFSA Term Rates
Term Deposit Length Rate (%)
Special offer 24 mo. 1.65
1 Year Non-Callable 1.15
2 Year Non-Callable 1.20
3 Year Non-Callable 1.25
4 Year Non-Callable 1.35
5 Year Non-Callable 1.60

Borrowing

First Mortgages - Term rates
Posted/ Discounted Rate (%)
Basic Variable Rate 3.45
Fixed - 6 month Open 6.30
Fixed - 1 year Open 6.30
Fixed - 1 year Closed

3.20

Fixed - 2 year Closed 3.45
Fixed - 3 year Closed 3.75
Fixed - 4 year Closed 4.39
Fixed - 5 year Closed 4.79
Fixed - 1-2 yr Discount OAC 2.79
Fixed - 3 yr Discount OAC 2.89
Fixed - 4-5 yr Discount OAC 2.99
Base rate (variable only) 3.95