Ways to Bank

We make banking easier for you by offering service options to help you bank when, where and how you want! Whether you prefer to bank on the go, online in your living room or in person at one of our branches, we have a full range of secure delivery options services to meet your needs.


KCCU Online Banking provides convenient 24/7 online access to your accounts from the comfort of your own desktop.


The KCCU Mobile App is available on iPhones and Android™ smartphones. It’s free, simple, and easy to use.  With tons of convenient features, it’s a fast and secure way to handle your everyday banking, anywhere, anytime.


Deposit Anywhere is a time-saving mobile app feature that allows you to remotely deposit a cheque using your mobile device, anytime of the day or night, without visiting a branch. It is available to all members that have Member Direct Online banking and have downloaded the mobile app on either an Apple or an Android phone or tablet.


Whether you want to stop by to deposit a cheque, make an inquiry, or apply for a loan, our friendly and experienced staff are here to help.  We have three locations to serve you in Kingston.


With your MemberCard® debit card you can access thousands of surcharge free ATMs across Canada.


Our branch staff are available to answer your questions and provide the assistance you need over the phone. Please call any one of our branches to connect with us.

Ways to Pay


Your KCCU MemberCard® allows you to pay for your purchases by transferring funds directly from your KCCU account to the retailer.

Mobile Wallet

Mobile Wallet is built right into Apple and Android Phones.  Just download the latest version of the KCCU Mobile App, load on your KCCU Member Card® debit card, Collabria Mastercard®, choose your passcode and start making payments!

Credit Cards

KCCU has partnered with to Collabria Financial Services Inc. to provide members with a variety of first-class credit cards. Collabria offers generous rewards programs on various card products and provides added benefits available to cardholders at no additional cost, such as Zero Liability fraud protection, fraud text alerts and 24/7 online account access.

Auto Deposit & Request Money

Make your e-Transfers more effective by utilizing these features. 

Auto Deposit allows e-transfers to deposit automatically with no need for passwords or acceptance.     

Request Money automates the process of asking for money.  With just a few clicks it helps you to get paid more quickly and manage your transactions.

Paying yourself first, or prioritizing your savings is the golden rule of personal finance.  Do it first, do it often, and do it automatically and watch your money grow!




Want to learn about account services available to make your day-to-day banking convenient and customized to your needs?

Inquire with us today.

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)