Make a choice for the environment, and your wallet, by choosing a Climate Action Loan or a Green Home Line of Credit with KCCU.

Green Home Loan or Line of Credit

Utilizing sustainable and energy efficient products to upgrade your home supports both climate action and your pocketbook.  Make your home comfortable and energy efficient with a KCCU Green Home Loan or Line of Credit.

Features:

  • Flexible and tailored repayment options
  • Terms between 1 and 5 years
  • Amortizations of up to 10 years
  • Optional payments as low as interest only (with mortgage security)
  • Payout any time without penalties
  • Protect your family with optional life, disability, and critical illness insurance
  • Use for energy efficient upgrades such as heat pumps, windows, insulation, solar, energy efficient furnace or appliances, and more…
  • Rates starting as low as KCCU prime

EcoSmart Vehicle Loans

Reduce greenhouse gas emissions and significantly reduce your fuel costs with a KCCU EcoSmart Vehicle Loan.

Features:

  • Flexible and tailored repayment options
  • Terms between 1 and 5 years
  • Amortizations of up to 10 years
  • Payout any time without penalties
  • Protect your family with optional life, disability, and critical illness insurance
  • Available for electric or hybrid vehicles
  • Both new and used vehicles are eligible





Did you know?

The more fuel your vehicle burns, the more greenhouse gases it produces, mostly in the form of carbon dioxide, or CO2?

For every litre of gasoline your vehicle uses, it generates about 2.3 kilograms of CO2. Although not directly harmful to our health, CO2 emissions contribute to climate change. Make an environmentally conscious choice in favour of clean air!

In addition to doing your part to help the environment, and eco-smart vehicle will also help your pocketbook. According to www.plugndrive.ca, driving an electric vehicle can save you between $1,500 to $2,000 per year on fuel and maintenance and reduce your vehicle’s emissions by as much as 90%.

EcoSmart Bike or Scooter Loans

Our EcoSmart Vehicle loans also extend to two-wheeled transportation choices including electric bikes, scooters, and conventional bicycles.

Did you know that swapping out your car for an electric scooter can significantly reduce your carbon footprint? Scooters emit less greenhouse gas, are much more energy efficient per mile, and help reduce pollution. Perhaps you prefer to use your own power and pedal your way to a healthier planet and a healthier you? 

Our low-rate scooter and bike loans are available to help you find your perfect transport to get you from A to B sustainably.

Features:

  • Flexible and tailored repayment options
  • Terms between 1 and 3 years
  • Payout any time with no prepayment penalties
  • Protection with optional life, disability, and critical illness insurance
  • Use for electric bicycles, scooters or pedal bicycles

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)