Business Banking
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KCCU Current Accounts

For Sole Proprietors, Partnerships, and Corporations

In Canada, regulations require that we obtain specific information and documents before opening or updating an account.  Please note that additional information and/or documents may be requested.  Please refer the to link below for requirements. 

Features & Fees

  • Interest paid monthly, calculated on minimum daily balance
  • Transaction fees of $0.80 per transaction (Min. $6 per month)
  • Deposit content fees of $1.80 per $1,000 cash, $1.80 per $100 coin, 15¢ per cheque
  • $2.00 per bill payment including Paper Gov’t Remittances
  • MemberDirect® online service available (subject to approval)
  • Payroll Deduction Services available for your employees
  • Commercial Lending available – please contact us

Saving and Investment Solutions

We offer saving and investment services for your business or community account.  From high interest savings accounts to reserve funds, we have solutions for your business needs. 

Please contact us for additional information
or to set up an appointment to open your business account.


® MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license. 

At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.

Learn more about deposit insurance here

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)