Rates at Kingston Community Credit Union as of October 2nd, 2026.
| KCCU Prime Rate | 4.45 |
|---|
| Balance | Rate (%) |
|---|---|
| $0 – $100,000 or more | 0.80 |
Note: Interest is calculated daily and paid monthly.
| Balance | Rate (%) |
|---|---|
| $0 – $100,000 or more | 0.05 |
Note: Interest is calculated daily and paid monthly.
| Balance | Rate (%) |
|---|---|
| $0 – $100,000 or more | 0.10 |
Note: Interest is calculated daily and paid monthly.
Term deposit rates are available for both registered and non-registered plans, including RRPSs, RRIFs, TFSAs and FHSAs.
| Term | Rate (%) |
|---|---|
| 1 Year | 3.00 |
| 2 Year | 3.10 |
| 3 Year | 3.20 |
| 4 Year | 3.30 |
| 5 Year | 3.45 |
Note: Term deposits listed above are non-cashable and cannot be redeemed before maturity. Minimum deposit of $500 is required.
| Term | Rate (%) |
|---|---|
| 1 Year Cashable Term Deposit | 2.00 |
Note: Cashable term deposit listed above apply to non-registered plans only. Minimum deposit of $500 is required.
| Term | Rate (%) |
|---|---|
| 1 Year | 4.95 |
| 2 Year | 4.50 |
| 3 Year | 4.55 |
| 4 Year | 4.65 |
| 5 Year | 4.75 |
| Term | Rate (%) |
|---|---|
| 5 year – CMHC | 4.75 |
| Product | Rate (%) |
|---|---|
| Home Equity Line of Credit | 5.60 |
| Variable Rate Mortgage | 4.85 |
| 6 Month Open Mortgage | 7.95 |
| 1 Year Open Mortgage | 7.95 |
| Product | As low as – Rate (%) |
|---|---|
| Personal Loan | 5.75 |
| Home Renovation Loan | 5.75 |
| Vehicle Loan | 5.75 |
| Investment Loan | 5.75 |
| Product | As low as – Rate (%) |
|---|---|
| Personal Line of Credit | 5.75 |
| Student Line of Credit | 5.75 |
| Home Equity Line of Credit | 5.60 |
| Product | As low as – Rate (%) |
|---|---|
| Green Home Loan | 5.10 |
| Green Home Line of Credit | 5.10 |
| EcoSmart Vehicle Loan | 5.20 |
Errors and omissions excepted – Please call to confirm.
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.