Investment Solutions Built for You

Registered Educations Savings Plan

An registered investment plan that helps parents, family and friends save for a child’s post-secondary education. Savings grow tax-free and government grants may be available to help with your contributions.


Registered Retirement Savings Plan

A registered investment plan which allows you to save for retirement by growing your money and sheltering it from taxes.  Your contributions (up to a defined maximum) are tax deductible, and the investment income you earn grows tax-deferred until you withdraw your investment.

TAX Free Savings Account

A registered investment account that allows for tax-free growth of investment income and capital gains from the investments held within it.  

First Home Savings Account

A registered account with specific tax advantages to help you save for the down payment on your first home.

Guaranteed Investment Certificates / Deposits

A secure investment that guarantees to preserve the  principal of your investment while earning interest at a fixed rate.

Portfolios Utilizing Mutual Funds

A great investment solution that combines the benefits of diversification, professional management, and affordability.  

A conversion of your RRSP savings to an easy and flexible way to receive income during retirement. 


Registered Disability Savings Plan

A government-assisted, tax-deferred savings account designed to help individuals approved to receive the disability tax credit (DTC) to save for their long-term financial security.


We’ve partnered with Qtrade Direct Investing® to give you the confidence to buy and sell stocks, bonds, ETFs, and mutual funds – with low trading fees.

Savings Accounts

Whether you save a little or a lot, whether your goals are just around the corner or way down the road, we have the tools to help get you there.

Want to invest but not sure where to start?

Our investment team can help you with everything from defining your goals and risk threshold to identifying and setting up the right investments for you.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities, and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.

Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.

At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.

Learn more about deposit insurance here

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)