Rates

All rates as of  May 15th, 2024

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length   Rate (%)
21 Month Special 4.70
30 Day Non-Callable 2.25
60 Day Non-Callable 2.50
90 Day Non-Callable 2.75
120 Day Non-Callable 2.75
180 Day Non-Callable 3.25
270 Day Non-Callable 3.50
1 Year Non-Callable 4.80
2 Year Non-Callable 4.55
3 Year Non-Callable 4.30
4 Year Non-Callable 4.30
5 Year Non-Callable 4.30

High Interest Savings Account (HISA)  

HISA balance   Rate (%)
$0 - $9,999                     1.70
$10,000 - $24,999 1.70
$25,000 - $99,999 1.70
$100,000 or more 1.70

Details are available under "Personal Accounts" (scroll down to the end)

RRSP/RRIF/TFSA /FHSA Term Posted Rates (min. $500)

Note: Interest compounded annually. Interest rates are subject to change without notice.

Term Deposit Length Rate (%)
1 Year Callable rate  1.70
1 Year Non-Callable 4.80
2 Year Non-Callable 4.55
3 Year Non-Callable 4.30
4 Year Non-Callable 4.30
5 Year Non-Callable 4.30

RRSP/RRIF/TFSA/FHSA Terms (Special rates $10K Min.) 

Note: Interest compounded annually. Interest rates are subject to change without notice.

Term Deposit Length Rate (%)
21 Month Special  4.70
1 Year Non-Callable 4.80
2 Year Non-Callable 4.55
3 Year Non-Callable 4.30
4 Year Non-Callable 4.30
5 Year Non-Callable 4.30

Borrowing

SPECIALS

 
 
Posted / Discount** First Mortgage Rates Rate (%)
Basic Variable Rate Mtg  (HELOC)      7.50
Fixed - Commercial Base 8.20
Fixed - 6 mo. or 1 yr - Open 8.95
Fixed - 6 mo - Closed 7.95
Fixed - 1 year - Closed 7.69
Fixed - 2 years - Closed 7.29
Fixed - 3 years - Closed 6.94
Fixed - 4 years - Closed 6.74
Fixed - 5 years - Closed 6.79
Fixed - 1 yr - Discount (Closed) 7.09
Fixed - 2 yr - Discount (Closed) 6.49
Fixed - 3 yr - Discount (Closed) 5.99
Fixed - 4 yr - Discount (Closed) 5.79
Fixed - 5 yr - Discount (Closed) 5.59
Fixed - 5 yr (CMHC) - (Closed) 5.59
Base rate (KCCU prime)  8.20

Errors and omissions excepted - Please call to confirm. Mortgage rates are guaranteed for 60 days from the date of advance.

* Special rate applies to new funds only - time-limited offer may be discontinued at any time. 

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit, amortization, and geography.