Rates

All rates as of June  24th, 2022

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length   Rate (%)
18 Month Special 2.30
30 Day Non-Callable 0.35
60 Day Non-Callable 0.35
90 Day Non-Callable 0.40
120 Day Non-Callable 0.40
180 Day Non-Callable 0.60
270 Day Non-Callable 0.80
1 Year Non-Callable 1.70
2 Year Non-Callable 2.00
3 Year Non-Callable 2.30
4 Year Non-Callable 2.40
5 Year Non-Callable 2.70

High Interest Savings Account (HISA)  

HISA balance   Rate (%)
$0 - $9,999                     0.65
$10,000 - $24,999 0.65
$25,000 - $99,999 0.65
$100,000 or more 0.80

Details available under "Personal Accounts" (scroll down to end)

RRSP/RRIF/TFSA /Term Rates (min. $500)

Term Deposit Length Rate (%)
1 Year Callable rate  0.50
1 Year Non-Callable 1.70
2 Year Non-Callable 2.00
3 Year Non-Callable 2.30
4 Year Non-Callable 2.40
5 Year Non-Callable 2.70

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

RRSP/RRIF/TFSA/Term (Members ONLY rates $500 Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length Rate (%)
18 Month Special  2.30
1 Year Non-Callable 1.75
2 Year Non-Callable 2.05
3 Year Non-Callable 2.35
4 Year Non-Callable 2.45
5 Year Non-Callable 2.75

RRSP/RRIF/TFSA/Term (Members ONLY rates $10K Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length Rate (%)
18 Month Special  2.00
1 Year Non-Callable 1.80
2 Year Non-Callable 2.10
3 Year Non-Callable 2.40
4 Year Non-Callable 2.50
5 Year Non-Callable 2.80

Borrowing

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Posted / Discount** First Mortgage Rates Rate (%)
Basic Variable Rate Mtg  (HELOC)      5.20
Fixed - Commercial Base 4.70
Fixed - 6 Mo. or 1 yr - Open 6.95
Fixed - 1 year - Closed 4.74
Fixed - 2 year - Closed 5.14
Fixed - 3 year - Closed 5.24
Fixed - 4 year - Closed 5.49
Fixed - 5 year - Closed 5.64
Fixed - 1 yr - Discount (Closed) 4.39
Fixed - 2 yr - Discount (Closed) 4.69
Fixed - 3 yr - Discount (Closed) 4.99
Fixed - 4 yr - Discount (Closed) 5.09
Fixed - 5 yr - Discount (Closed) 5.19
Fixed - 5 yr (CMHC) - (Closed - NEW) 5.14
Base rate (KCCU prime)  4.70

Errors and omissions excepted - Please call to confirm.

* Special rate applies to new funds only - time-limited offer may be discontinued at any time.

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit and geography.