All rates as of May 7th, 2025
| HISA Balance | Rate (%) |
|---|---|
| $0 – $9,999 | 1.00 |
| $10,000 – $24,999 | 1.00 |
| $25,000 – $99,999 | 1.00 |
| $100,000 or more | 1.00 |
Note: Interest compounded annually. Interest rates are subject to change without notice.
| Term Deposit Length | Rate (%) |
|---|---|
| 1 Year Callable rate | 2.00 |
| 1 Year Non-Callable | 2.85 |
| 2 Year Non-Callable | 2.85 |
| 3 Year Non-Callable | 2.90 |
| 4 Year Non-Callable | 2.95 |
| 5 Year Non-Callable | 3.00 |
Note: Interest compounded annually. Interest rates are subject to change without notice.
| Term Deposit Length | Rate (%) |
|---|---|
| 14 Month Special | 3.10 |
| 1 Year Non-Callable | 2.90 |
| 2 Year Non-Callable | 2.90 |
| 3 Year Non-Callable | 2.95 |
| 4 Year Non-Callable | 3.00 |
| 5 Year Non-Callable | 3.10 |
as low as 5.0% variable (secured)**
as low as 4.85% fixed**
as low as 5.50% variable (secured)**
| Posted / Discount** First Mortgage Rates | Rate (%) |
|---|---|
| Basic Variable Rate Mortgage (HELOC) | 5.50 |
| Fixed – Commercial Base | 5.95 |
| Fixed – 6 month or 1 year – Open | 6.05 |
| Fixed – 6 month – Closed | 6.05 |
| Fixed – 1 year – Closed | 6.05 |
| Fixed – 2 years – Closed | 5.40 |
| Fixed – 3 years – Closed | 6.05 |
| Fixed – 4 years – Closed | 5.95 |
| Fixed – 5 years – Closed | 6.05 |
| Fixed – 1 year – Discount (Closed) | 5.70 |
| Fixed – 2 year – Discount (Closed) | 5.35 |
| Fixed – 3 year – Discount (Closed) | 4.45 |
| Fixed – 4 year – Discount (Closed) | 4.40 |
| Fixed – 5 year – Discount (Closed) | 4.30 |
| Fixed – 5 year – CHMC (Closed) | 4.00 |
| KCCU Base rate | 5.95 |
Errors and omissions excepted – Please call to confirm. Mortgage rates are guaranteed for 60 days from the date of advance.
** All Discount rates are OAC (On approved credit) – Qualifying is based on credit, amortization, and geography.
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.
