Rates
Investing
Term Deposits/Guaranteed Investment Certificates
| Term Deposit length | Rate (%) |
|---|---|
| Special offer 60 mo.* | 3.10 |
| 30 Day Non-Callable | 0.10 |
| 60 Day Non-Callable | 0.40 |
| 90 Day Non-Callable | 0.50 |
| 120 Day Non-Callable | 0.60 |
| 180 Day Non-Callable | 0.60 |
| 270 Day Non-Callable | 0.75 |
| 1 Year Non-Callable | 1.20 |
| 2 Year Non-Callable | 1.40 |
| 3 Year Non-Callable | 1.60 |
| 4 Year Non-Callable | 1.80 |
| 5 Year Non-Callable | 2.00 |
RRSP/RRIF/TFSA Term Rates
| Term Deposit Length | Rate (%) |
|---|---|
| Special offer 60 mo. | 3.10 |
| 1 Year Non-Callable | 1.40 |
| 2 Year Non-Callable | 1.50 |
| 3 Year Non-Callable | 1.60 |
| 4 Year Non-Callable | 1.80 |
| 5 Year Non-Callable | 2.00 |
The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.
Borrowing
First Mortgages - Term rates
| Posted/ Discounted | Rate (%) |
|---|---|
| Basic Variable Rate Mtg | 4.30 |
| Fixed - 6 month - Open | 6.95 |
| Fixed - 6 Month - Closed | 4.50 |
| Fixed - 1 year - Open | 6.70 |
| Fixed - 1 year - Closed |
3.79 |
| Fixed - 2 year - Closed | 3.84 |
| Fixed - 3 year - Closed | 4.29 |
| Fixed - 4 year - Closed | 4.49 |
| Fixed - 5 year - Closed | 5.34 |
| Fixed - 1-2 yr - Discount OAC | 3.69 |
| Fixed - 3 yr - Discount OAC | 3.84 |
| Fixed - 4-5 yr - Discount OAC | 3.94 |
| Base rate (KCCU prime rate) | 4.95 |
Errors and omissions excepted - Please call to confirm.
* Special 5 deposit year rate minimum $10,000 new funds only
OAC - ON approved credit - Qualifying for discount rates is based on credit and geography.