All rates as of June  24th, 2022

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length	Rate (%)
18 Month Special	2.30
30 Day Non-Callable	0.35
60 Day Non-Callable	0.35
90 Day Non-Callable	0.40
120 Day Non-Callable	0.40
180 Day Non-Callable	0.60
270 Day Non-Callable	0.80
1 Year Non-Callable	1.70
2 Year Non-Callable	2.00
3 Year Non-Callable	2.30
4 Year Non-Callable	2.40
5 Year Non-Callable	2.70

High Interest Savings Account (HISA)  

HISA balance	Rate (%)
$0 - $9,999	0.65
$10,000 - $24,999	0.65
$25,000 - $99,999	0.65
$100,000 or more	0.80

Details available under "Personal Accounts" (scroll down to end)

RRSP/RRIF/TFSA /Term Rates (min. $500)

Term Deposit Length	Rate (%)
1 Year Callable rate	0.50
1 Year Non-Callable	1.70
2 Year Non-Callable	2.00
3 Year Non-Callable	2.30
4 Year Non-Callable	2.40
5 Year Non-Callable	2.70

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

RRSP/RRIF/TFSA/Term (Members ONLY rates $500 Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
18 Month Special	2.30
1 Year Non-Callable	1.75
2 Year Non-Callable	2.05
3 Year Non-Callable	2.35
4 Year Non-Callable	2.45
5 Year Non-Callable	2.75

RRSP/RRIF/TFSA/Term (Members ONLY rates $10K Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
18 Month Special	2.00
1 Year Non-Callable	1.80
2 Year Non-Callable	2.10
3 Year Non-Callable	2.40
4 Year Non-Callable	2.50
5 Year Non-Callable	2.80

Borrowing

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Posted / Discount** First Mortgage Rates	Rate (%)
Basic Variable Rate Mtg  (HELOC)	5.20
Fixed - Commercial Base	4.70
Fixed - 6 Mo. or 1 yr - Open	6.95
Fixed - 1 year - Closed	4.74
Fixed - 2 year - Closed	5.14
Fixed - 3 year - Closed	5.24
Fixed - 4 year - Closed	5.49
Fixed - 5 year - Closed	5.64
Fixed - 1 yr - Discount (Closed)	4.39
Fixed - 2 yr - Discount (Closed)	4.69
Fixed - 3 yr - Discount (Closed)	4.99
Fixed - 4 yr - Discount (Closed)	5.09
Fixed - 5 yr - Discount (Closed)	5.19
Fixed - 5 yr (CMHC) - (Closed - NEW)	5.14
Base rate (KCCU prime)	4.70

Errors and omissions excepted - Please call to confirm.

* Special rate applies to new funds only - time-limited offer may be discontinued at any time.

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit and geography.