Rates

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length   Rate (%)
Special offer 24 mo.* 2.20
30 Day Non-Callable 0.10
60 Day Non-Callable 0.40
90 Day Non-Callable 0.50
120 Day Non-Callable 0.60
180 Day Non-Callable 0.60
270 Day Non-Callable 0.75
1 Year Non-Callable 1.40
2 Year Non-Callable 1.50
3 Year Non-Callable 1.80
4 Year Non-Callable 2.00
5 Year Non-Callable 2.20

High Interest Savings Account (HISA)  - Coming Soon!

HISA balance   Rate (%)
$0 - $9,999                     0.50
$10,000 - $24,999 0.75
$25,000 - $99,999 1.30
$100,000 or more 1.55

Details available under "Personal Accounts" (scroll down to end)

RRSP/RRIF/TFSA Term Rates 

Term Deposit Length Rate (%)
Special offer 24 mo.* 2.10
1 Year Non-Callable 1.40
2 Year Non-Callable 1.50
3 Year Non-Callable 1.80
4 Year Non-Callable 2.00
5 Year Non-Callable 2.20

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

RRSP/RRIF/TFSA/Term Bonus Rates (Min. $10,000 - New Money - Limited time offer)

Term Deposit Length Rate (%)
Special offer 24 mo.* 2.20
1 yr - Non-Callable 2.10
2 yr. - Non-Callable 2.20
3 yr. - Non-Callable 2.30
4 yr. - Non-Callable 2.40
5 yr. - Non-Callable 2.60

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Borrowing

First Mortgages - Term rates
Posted/ Discounted Rate (%)
Basic Variable Rate Mtg        4.30
Fixed - 6 month - Open 6.95
Fixed - 6 Month - Closed 4.50
Fixed - 1 year - Open 6.70
Fixed - 1 year - Closed

3.54

Fixed - 2 year - Closed 3.74
Fixed - 3 year - Closed 3.89
Fixed - 4 year - Closed 4.49
Fixed - 5 year - Closed 5.19
Fixed - 1 yr - Discount ** 3.54
Fixed - 2 yr - Discount ** 3.59
Fixed - 3 yr - Discount ** 3.64
Fixed - 4 yr - Discount ** 3.69
Fixed - 5 yr - Discount ** 3.54
Base rate (KCCU prime)  4.95

Errors and omissions excepted - Please call to confirm.

* Special rate minimum $10,000 new funds only - time-limited offer may be discontinued at any time.

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit and geography.