Open A Membership

Thank you for choosing KCCU!  Let’s get started on your new account.

Your first step is to complete the online membership application.  Once it has been completed and all signatures applied, you will be directed to verify your identity using your mobile phone.  Once successfully verified, you will be notified of your application status within 2 business days. 

Create your membership

Provide consent for a credit check

Use your mobile phone for identity verification. Have your Ontario or Federal photo ID and Social Insurance Number ready

Receive approval confirmation and make initial deposit to your account

 

 

For best experience, it is recommended that joint applicants fill in the online application together as only the primary applicant can fill in the form.  The co-applicant will be directed to only the digital signing and ID verification experiences separately through an email message.

Candid Photo 34
Want more information or prefer to open your account in person? Book an appointment with us today.

At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.

Learn more about deposit insurance here

Disclosure

Kingston Community Credit Union is a credit union and not a bank. We often use the terms “bank, “banking” or “Banker” in our marketing materials, as we offer financial products and services. We want our members and visitors to this site to be aware of this distinction.  Kingston Community Credit Union is authorized and regulated to operate in Ontario.

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)