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Applying to become a KCCU member is easy! All you need to get started is to have your personal information and social insurance number handy and 5 or 10 minutes to complete our online application. Alternatively, if you prefer to meet in person, just reach out to us to set up a convenient time for you to meet with one of our representatives in branch.
Ontario resident who works or resides within our bond area
A one-time minimum Membership Share investment of $25 or $5 for youth
Please note that youth accounts must be opened in person at one of our branches with the parent or guardian of the youth.
Online Membership application
This application takes 5-10 minutes to complete. Following your submission, we’ll be in touch within 2 business days to let you know what the next steps are to complete your account opening.
We are required to verify your identity, so we ask that you have the following available:
Social Insurance Number (SIN) as per the Income Tax Act
Identification
Proof of address
Identification Requirements
We require two pieces of identification to open an account with us. You may provide two pieces from List A OR one from List A and one from List B
Note: The Personal Health Information Protections Act (PHIPA) does not permit health cards in Ontario as well as many other provinces to be accepted as identification. As such, we will not accept a health card from any province as identification.
If you are unable to provide one of these options for identification, please contact us, stop by, or book an appointment to discuss additional options for identification.
Note: In order to open your account with us, we may need to check your credit report to ensure that you meet our minimum requirements.
Regulatory Requirements
The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) requires financial institutions to identify customers and to keep certain records about them. To ensure that we meet our legal obligations, we are required to ask, and keep up to date records of the following:
Your identification and membership information
If you will be using this account by, or on behalf of, a third party
If you, any member of your family or close associate are a Politically Exposed Person (PEP), Head of an International Organization (HIO)
The purpose of your business relationship with KCCU
The intended use of your accounts and products with KCCU
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.