Kingston Community Credit Union (KCCU) was incorporated on October 28, 1957, under the name Kingston Municipal Employees Credit Union, initially serving employees of the City of Kingston. In 1974, the organization adopted the name Kingston Community Credit Union Limited, at which time the bond of association was broadened from an occupational group to a geographic base.
Pursuant to the By-laws of Kingston Community Credit Union, as of March 25, 2025, any individual—whether a minor or an adult—who resides or is employed within the Province of Ontario is eligible to apply for membership.
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.