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Whether your business is established or just starting out, KCCU has flexible business banking accounts, tools and the expertise needed to help you grow and prosper. From everyday needs to long-term financing, our commercial business team can help you customize finance options structured for your unique business needs.
Purchasing your own business space can help you unlock the full potential of your business. KCCU offers fixed or variable rates commercial mortgages over flexible amortization periods to help you finance the purchase of land, buildings, or make a major renovation.
Compared to a loan or line of credit, mortgages generally allow you to borrow more money at a lower rate of interest which keeps your payment more affordable.
When it comes to starting or expanding a business, financing is often necessary. Business loans are an excellent way to obtain the necessary funds to help you move forward with your business goals and strategies. Financing might be the best option for things like:
A line of credit gives you access to funds to help cover short-term gaps in cash flow and cover operating expenses within your business. You can use funds whenever you need them, and interest is only charged on the amount you borrow.
A Letter of Credit is an assurance of repayment to a third party. It allows you to continue to maintain cash flow and working capital by eliminating the need to make advance payments or deposits.
Fees start at 1% – discuss with your business advisor
We’ve partnered with Collabria to offer you a great selection of Mastercard® credit cards to suit all your business’ needs. All cards offer global customer service, zero liability, purchase protection, and extended warranty.
*Some restrictions may apply
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.
