First Time Homebuyers
First-Time Homebuyer? KCCU works with members and potential members through CMHC to assist in getting them to qualify to purchase a home with as little as 5% down. Talk to your Lending/Investment Specialist at your nearest branch and find out what you need to know as a first time homebuyer. We can explain things in a straightforward fashion to help you to understand what you need to know as a first time homebuyer. we'll negotiate the best rate for you and help you to get everything you need in order to make your first home purchase smooth and simple.
CMHC (Canada Mortgage and Housing Corporation), a crown corporation of the government of Canada, has a web site which can guide you through the process of determining what you need in order to qualify for a mortgage as a first-time homebuyer.
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Use our calculators and tools to determine payments and affordability.