Mortgage Options

Home Renovator Loan

Make your home improvement project a reality with KCCU! There is no better time to tackle those home renovation projects you’ve been planning. Increase your home equity and maximize the enjoyment of your living space. Whether its exterior work to be done when the weather is nice or interior projects in the winter, a home renovator loan helps you get the work done faster, so you can spend more time enjoying your upgrades. The Home Renovator Loan Deal by will provide the flexibility you are looking for.  Contact your branch to arrange your financing with a Line of Credit or Loan.  

KCCU supports positive environmental action and projects that reduce our carbon footprint. Maximizing energy efficiency in key areas such as windows, exterior doors, insulation, siding, home heating or alternative energy such as solar panels, pellet stoves, geothermal power, heat recovery ventilation systems, heat pumps, in-floor radiant heat are all ways to benefit your home and the environment.

Renovations include maintenance, painting and paving, replacing your septic system, sump pumps, plumbing. landscaping, additions, sunrooms, roofing, almost anything that makes your home more liveable and adds to its value. 
Ask us how to make your ideas happen with affordable pay-ments. Live better and save money doing it!

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)