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Chequing Accounts

KCCU offers a wide range of day-to-day chequing accounts to best meet your needs, whatever those needs may be!  

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Account Opening Requirements

Pay as You Go
Regular Chequing

Chequing account for occasional use

Key Features:

  • Pay as you go @ 65¢ per debit transaction
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $2.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

Value Plus:
$4 / Month

Discount chequing for moderate use 

Key Features:

  • Base fee of $4.00 per month which includes 15 debit transactions per month
  • 65¢ for each additional debit
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

Keep it Simple (KISS):
$10/Month

Chequing Account for average use

Key Features:

  • Base fee of $10.00 per month which includes 40 debit transactions per month
  • 65¢ for each additional debit
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

Keep it Simple (KISS) Plus:
$13/Month

Chequing Account for high use

Key Features:

  • Service fee of $13.00 per month which includes unlimited debit transactions
  • 24/7 access to online or mobile banking
  • FREE incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • Access to surcharge free ATMs across Canada via THE EXCHANGE® Network
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • Savings and investment options available for higher returns

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® MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license. 

® Trademark of Interac Inc. Used under license.
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