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Silver Account

KCCU Silver Account: For those 60+

Our Silver Account is designed for members who are 60+.  Whether you want to bank online or visit us in person, this account offers you flexibility at a low monthly cost.  

Silver Account

Members over the age of 21 require 5 shares at $5.00 each ($25.00).

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Account Opening Requirements
Key Features:
  • Unlimited* transactions
  • ATMs access across Canada with THE EXCHANGE® Network
  • Unlimited 24/7 access to online or mobile banking
  • Unlimited incoming Interac e-Transfers® within Canada; $1.00 for each outgoing transfer
  • FREE bill payments (online or in branch)
  • Savings and investment options available for higher returns
  • Available overdraft protection (OAC)
  • FREE monthly e-statement
  • Earn Interest (calculated based on minimum daily balance, paid monthly)
  • $6.00 monthly maintenance fee

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Credit Cards

® MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license. 

® Trademark of Interac Inc. Used under license.

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A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)