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KCCU systems are not directly impacted by the world-wide Microsoft OS update issue, however, transfers from some other financial institutions may be delayed.


How can we help you today?

Align your money with your values.

At Kingston Community Credit Union, we offer more than the products and services you would expect from a financial institution, we provide cooperative banking where profits have a higher purpose.  We invest in the economic development of our community by keeping money local and investing it back into Kingston and the people who live here.

Align your money with your values by banking with KCCU.  In doing so you make good decisions for yourself while also improving the lives of others in our community.

Low fee and No Fee Accounts

Save money with our low and no fee account options.

Featured Rates

Closed Fixed Rate
Mortgage – 5 year

5.34% (OAC)

20 month 

4.40% (>$5000)

Green Loans as Low as

6.99% (var. OAC)

Financial Skills

We are committed to helping develop strong money management skills. Check out our great library of learning resources.

At KCCU, community is important!

We help our members do more by investing in our  community through programs, initiatives and sponsorship activities.

2-Step Verification

2-Step Verification offers an additional layer of enhanced security to your online banking experience. This simple verification of your identify through a personal device will boost access control and create a more secure login.

Card Wise

CardWise is the new way to manage your Kingston Community Credit Union credit card with security and ease. Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place.

Home and Auto Insurance

As our member, you can enjoy exclusive savings – up to 55% – when you bundle your Home and Auto coverage with CUMIS, our loyal insurance partner.

Cash Back World Elite® Mastercard

Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite® Mastercard, earning rewards is as simple and flexible as redeeming them. Apply today and start earning on everyday purchases.

At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.

Learn more about deposit insurance here


Kingston Community Credit Union is a credit union and not a bank. We often use the terms “bank, “banking” or “Banker” in our marketing materials, as we offer financial products and services. We want our members and visitors to this site to be aware of this distinction.  Kingston Community Credit Union is authorized and regulated to operate in Ontario.

A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)