A registered investment plan that helps parents, family and friends save for a child’s post-secondary education. Savings grow tax-free and government grants may be available to help with your contributions. Learn More.
A registered investment plan which allows you to save for retirement by growing your money and sheltering it from taxes. Your contributions (up to a defined maximum) are tax deductible, and the investment income you earn grows tax-deferred until you withdraw your investment. Learn More.
A registered investment account that allows for tax-free growth of investment income and capital gains from the investments held within it. Learn More.
A registered account with specific tax advantages to help you save for the down payment on your first home. Learn More.
A secure investment that guarantees to preserve the principal of your investment while earning interest at a fixed rate. Learn More.
A great investment solution that combines the benefits of diversification, professional management, and affordability. Learn More.
A conversion of your RRSP savings to an easy and flexible way to receive income during retirement. Learn More.
A government-assisted, tax-deferred savings account designed to help individuals approved to receive the disability tax credit (DTC) to save for their long-term financial security. Learn More.
We’ve partnered with Qtrade Direct Investing® to give you the confidence to buy and sell stocks, bonds, ETFs, and mutual funds – with low trading fees. Learn More.
Whether you save a little or a lot, whether your goals are just around the corner or way down the road, we have the tools to help get you there.
Want to invest but not sure where to start?
We understand how crucial it is to have an investment plan that adapts to life’s transitions, weathers economic uncertainty, and protects what you’ve worked so hard to build.
Our specialists will work closely with you to ensure your investment plan stays on track and aligned with your timeline. After all, we’re invested in your goals too.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities, and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.
Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.
At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.
A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.
