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Personal Day-to-day Banking

Chequing and Savings Accounts

KCCU offers a wide range of day-to-day chequing and savings accounts to best meet your needs, whatever those needs may be!  

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Overview of Personal Accounts
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Account Opening Requirements
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Open Account

Youth

Fee-Free Youth Account (for youth ages 0 – 15)

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Youth Accounts

Student

Under 26? Enjoy Fee Free Banking!
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Student Accounts

60-Plus

Designed for members who are 60+
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Silver Account

Savings

Whatever your goals, we have the tools to help get you there.

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Savings Accounts

Chequing

Chequing accounts for average use all the way up to high use and features. 

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Chequing Accounts

E - FREE Self Serve Account

Chequing account for those who prefer to bank electronically

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E - Free

KCCU Schedule of Fees and Overview of Accounts

Round Up Feature

A simple and systematic way of building up savings without feeling the pinch

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Learn More

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Account

Appointment

Account Services

Ways to Bank

Help & Support

Credit Cards

Apply for Credit

At Kingston Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA.

Learn more about deposit insurance here

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A third party is an individual or entity, other than the account holder or those authorized to give instructions about the account, who directs what happens with the account. For example, if an account were opened in one individual’s name for deposits that are directed by someone else, the other person or entity would be a third party.

  • A secondary piece of identification from the primary list above
  • Canadian Birth Certificate
  • Credit Card bearing the name and signature of the individual which has issued by a well-known and reputable Canadian financial institution
  • A CNIB (Canadian Institute for the Blind) client card bearing the individual’s photo and signature
  • Provincial Outdoors Card
  • Canadian University or College Student Card with photo (for student identification only)
  • An employee identification card (with photo) issued by an employer that is well known in the community (i.e. KGH, DND, Queens University, Corrections Canada, etc.)
  • Foreign passport
  • Canadian Passport
  • Permanent resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by the Government of Canada
  • Driver’s licenses issued by province or territory
  • The DND (Department of National Defense) 404 driver’s license
  • Nexus Card issued by Canada Border Services Agency
  • Provincial Service Cards
  • Provincial or territorial identity cards (i.e. Ontario Photo Identification Card)
  • Foreign Passport (only if it is equivalent to a Canadian issued photo identification document)