Student Line of Credit

The KCCU Student Account has an optional Student Line of Credit feature available for qualifying individuals.

On approved credit , our student loan program offers:

• The loan is at KCCU’s base rate plus 3.00%
• KCCU’s Student Line has no monthly or annual fees
• At school and up to one year after finishing school, borrowers may make interest-only payments
• Flexible terms and repayment after graduation
• The Maximum amount that may be borrowed is $10,000 per year to a maximum of $40,000
• Larger limits may be available to meet the students’ needs depending on the profession
• Qualifying students must provide proof of full-time enrollment in a post-secondary program annually
• The student may require a co-signer
• Amount of available credit depends upon the credit history of both applicant and co-signer
• For all Lines of Credit, interest is paid only on the amount outstanding

Members who are enrolled in at least 60% of a full time course load at a designated post-secondary education institution are eligible to apply.